Health insurance. It's a necessary evil if you live in the US, a significant cost and occasional deterrent for those who want to leave the rat race and FIRE. Investigating average premiums across this country, there are so many variables that go into pricing that it's not really even meaningful to report. Investopedia reports that the average annual premium for a family of four in 2019 was upwards of $20,000. Most people employed via W2 with a benefits package have no idea how much their …